A person requesting repayment of a university loan receives 63 separate checks

Online commenters were amused after a person requesting a college loan refund received 63 separate checks in the mail.

The original poster (OP), known as u/Deezul_AwT, posted about the incident to Reddit’s “funny” subreddit, where it received over 88,000 upvotes and 1,800 comments . The position can be found here.

Student Loan Forgiveness

According to CollegeBoard data, students and parents borrowed $95.9 billion in the 2020-21 school year.

More than half of borrowers with outstanding loans owed less than $20,000 as of March 2021, with 45% of outstanding debt held by 10% of borrowers who owe more than $80,000.

The PO said he believed the refund would be received by direct deposit rather than receiving more than 60 individual checks.

In late August, the Biden administration announced plans to extend a pause on payments that began March 13, 2020.

Under the plan, federal Pell Grant recipients may be eligible for student debt relief of up to $20,000, while other borrowers may be eligible for $10,000 loan forgiveness depending on their annual salary.

Borrowers can also request a refund of any payments they have made throughout the duration of the payment break since March 2020, according to the Federal Office for Student Aid.

Although the Biden administration has said the Department of Education will establish an application process for eligible borrowers to apply for the relief, no date has been set for the application to open.

’63 checks’

In the viral post, the OP said he recently requested a refund on his college loan payments after learning of the $10,000 loan cancellation.

“I requested a refund on college loan repayments – I received 63 separate checks,” read the post along with an image of a large stack of checks.

In the comments, the PO explained that he requested the refund after the interest freeze was announced in August because he would still be under the $10,000 limit for loan forgiveness.

“I thought I was getting ACH payments to my bank or a check,” the comment read. “Instead, I received a check for each loan payment. Hopefully my bank won’t have me sign all of them.”

Editors’ reactions

More than 1,800 users commented on the post, with many joking about the amount of the checks and others saying they had similar experiences when requesting a refund.

“How considerate of them to give it back per credit hour,” one user commented.

“Deposit one a day, in person, at the same bank, wearing the same clothes, headphones around your neck playing the same song, and complete each transaction by tapping the meter and saying ‘keep it quiet'” , commented another user.

“You beat me! I got 51,” another commented. “And not only did I have to sign every one of them… But I changed my name so I had to sign them twice. Wait until you have to drive to the cashier.”

“If I had to describe American bureaucracy with just one example, this would suffice,” one user commented.

Newsweek contacted u/Deezul_AwT for comment.

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